Now that I’m 40 and half my life has gone by, it seems about time to do the big girl thing and commit. To property. I almost bought a townhouse back in January and then I didn’t…and then, a week ago, I bought the same townhouse I passed on before. Well, not the exact same one, but it’s in the same community and it’s the same unit letter and position, just one building down. I’m glad I waited because the interest rate I have now is a full percent lower than what I had back in January. That’s tens of thousands of dollars in savings on a loan this big. Plus, I got a better unit because in this one, the previous owner shrunk both the kitchen and bathroom slightly to fit in a third bedroom. The location of the building is also better, with a large tree at the corner and not butting right up to the next building.